"Thank you for this incredible FHA training resource! I saved more than 10 deals that are currently in my pipeline that I might have lost! Answered all of my questions and made me feel confident about originating FHA loans." - Charles Parker, Buckingham Mortgage Corp. - Baltimore, MD

Includes New Credit Requirements and Revised 85% LTV Cash-Out Refinance Guidelines!

Want to discover how to efficiently and profitably do FHA loans?   Here's exactly what you need....

Now with this FHA training manual prepared specifically for mortgage loan officer training, processor training and mortgage broker training - you can have a COMPLETE reference guide right at your fingertips! This 260+ page manual contains all the basics of FHA loan origination, processing, underwriting, closing, and even MARKETING strategies! Completely revised as of December 2012!

Here is FHA expert and author Chip Cummings teaching the "ABC's of FHA Lending" class to HUD's senior underwriters and staff at the Atlanta Homeownership Center! You get the SAME training resources as HUD!

• Learn Origination Basics - Step by step process of analyzing maximum mortgage limits, forms, and structuring purchase agreements!

• Calculations - Max Mortgage and MIP - Discover how FHA max loan calculations are done, the NEW Tax Credit and Mortgage Insurance calculations, down payments, and closing costs - Use the included handy worksheets!

• Origination, Processing and Closing Forms - Learn what the forms are for, when to use them, WHO needs to sign them and why. Includes blank forms for your use!

 

"Great material! The ABC's of FHA Training manual is very informative, easy to read, and simple to understand. Perfect for mortgage loan officer or processor training. Thanks! " - Tracy Heilig, Mortgage Resource Group - Dallas, TX

 

• Case Scenarios! - Look at several different, yet typical real-life scenarios to determine what the maximum mortgage is, payments, UFMIP and monthly MIP, and total cash requirements!

• FULL Revised HUD Underwriting Guidelines - Questions? Interactive links on the CD take you to actual HUD underwriting guide for answers. We also include a full copy of the recently revised HOC (Home Ownership Center) guide with FAQ's direct from FHA!

• Borrower Credit and Property Analysis - Learn what the underwriters want! Credit guidelines, income and debt requirements, property restrictions and appraisal guidelines. INCLUDES handy checklists and forms!

• TOTAL Scorecard Users Guide and HOC Guide - Absolutely VITAL guide to using the FHA Automated Underwriting System with side-by-side comparisons of underwriting requirement differences for manual vs. automated underwriting guidelines - direct from HUD!

• NEW! 6-Hour Training Video! - Upgrade your order! Divided into 6 easy-to-understand modules, this video presentation is led by Chip Cummings - one of the TOP instructors in the country! He teaches the same program to HUD staff and loan professionals around the country!

"Very helpful tips that will make my work much easier, and allow me to be far more productive. As a new originator, this is an invaluable tool." - Juan Zavala, EZ Financial - Chicago, IL

• Important Mortgagee Letters - Read the key Mortgagee Letters issued over the past several years! Actual copies of some of the most relevant and important rules and clarifications issued by HUD.

• Easy To Update! - Convenient 3-ring binder with "tabbed" sections makes it easy to update with new issued Mortgagee Letters and regulations! You get the most CURRENT information!

Understand the benefits and calculations of FHA Streamline Refinances with descriptions, requirements, restrictions, and calculation forms - including the 85% CASH-OUT LTV!

"OUTSTANDING!  Definite "must have" for all our originators and processing staff.... This will be required training for our organization. Thanks!" - Mike Hardy, Money Tree Lending - Los Angeles, CA

"I have been underwriting FHA loans for awhile, and they always seemed too difficult. Somehow, you are the first person that has made it "click" and come easy. It's nice to have all the resources in one place!" - Diane Fenton, First Security Bank - New York, NY

 

You'll receive 260+ pages packed into a convenient 3-ring binder with divider tabs for easy reference. Sections include the the Training Program, Underwriting Guidelines, Mortgagee Letters, FHA Forms and Worksheets, and Reference Notes for updates and company policies.

Click Here To Order Now!

100% Money-Back Guarantee - You Can't Lose! This will be the most complete, up-to-date FHA training guide you will find. Period. If you feel that the information doesn't meet your expectations, send it back for a full refund - it's that simple.

 

Receive These Four FREE Bonus Gifts!

You can't find this compiled and updated information anywhere else in such a simple, easy-to-read format! But we want you to be FULLY prepared for the marketplace - so we've included all these bonuses...

	Free Bonus #1 ($27 Value) -    HOC Resource Listing - Directory list of websites, phone numbers and contacts for individual departments within each HOC - One for each HOC office - Atlanta, Philadelphia, Denver and Santa Ana!
	Free Bonus #2 ($49 Value) -   Electronic Forms! - All the required FHA origination, processing, underwriting, closing, refinance and mortgage calculation forms in electronic format for you to personalize, copy and use!  Plus, electronic copies of OUR worksheets we use internally!
	Free Bonus #3 ($79 Value) -   CD-ROM with Electronic Copies of HUD Memorandums, HOC Guide, and ALL MORTGAGEE LETTERS form 1980 through present!! - Everything you need in your office or on your network for easy access to FHA information at your fingertips!  Over 2,500 pages of reference materials - This alone will save you thousands of dollars and hundreds of hours in time of form creation and research!  Put it right on your computer or office server for instant access!
	Free Bonus #4 (priceless!) -  Updates for LIFE! - That's right, you will receive updates and important notifications and announcements on FHA critical issues - forever!  No one else offers this incredible update service, but we've been doing it for 8 years now!
	And... get the NEW 6-HOUR VIDEO TRAINING DVD!

THAT'S $212.00 in FREE BONUSES!!!!!

Click HERE to see all that's included on the CD!

 

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